Terms and conditions governing your use of the Spark Venture Funding platform
These Terms of Service ("Terms") constitute a legally binding agreement between you and Spark Venture Funding ("Spark", "we", "us", or "our") governing your access to and use of the Spark Venture Funding platform and services.
By accessing or using our platform, registering for an account, or making an investment, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use our platform.
Please read these Terms carefully. They contain important information about your rights and obligations, including limitations of liability and dispute resolution provisions.
Spark Venture Funding operates as an authorized venture funding platform, facilitating connections between Project Owners seeking capital and Investors seeking investment opportunities. We are authorized and regulated by the Central Bank of Ireland.
We provide a technology platform that enables Project Owners to present funding opportunities and Investors to review and participate in those opportunities. Investment decisions are made solely by Investors based on their own assessment and due diligence.
You are responsible for maintaining the confidentiality of your account credentials, all activities that occur under your account, and notifying us immediately of any unauthorized access or security breach.
We are required by law to verify the identity of all Users. You agree to provide documentation and information as requested. We reserve the right to suspend or terminate accounts that fail verification.
All Investments are made through a nominee company that holds legal title to the shares on your behalf, maintains a register of beneficial owners, and facilitates communication between you and the Project Owner.
Investment commitments are legally binding. Once you commit, you cannot withdraw except as permitted by law, and you authorize us to debit your account upon successful Campaign closure.
Irish law provides a cooling-off period during which you may cancel your Investment commitment. Details will be provided at the time of Investment.
Do not invest more than 10% of your net worth in venture funding projects. Diversify across multiple companies and sectors. Only invest money you can afford to lose. Seek independent financial advice before investing.
You are solely responsible for evaluating the merits and risks of each Investment. You should conduct your own due diligence and assess whether an Investment is suitable for your financial situation and risk tolerance.
You must not:
The Platform and all content are owned by Spark and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.
"Spark Venture Funding" and our logo are trademarks. You may not use these marks without our prior written consent.
Investors do not pay fees to Spark for using the Platform or making Investments. Third-party payment processing fees may apply and will be disclosed before you complete an Investment.
Project Owners pay a success fee of 6% (excluding VAT) on funds successfully raised. Additional terms applicable to Project Owners are set out in the Project Owner Terms and Conditions.
We accept payment via bank transfer, debit card, and other methods as specified on the Platform. All payments are processed through secure third-party payment providers.
The Platform is provided "as is" and "as available" without warranties of any kind. We do not warrant that the Platform will be uninterrupted, error-free, or secure.
Nothing on the Platform constitutes investment, financial, legal, or tax advice. We do not endorse or recommend any Investment opportunity. All Investment decisions are made at your own risk.
To the maximum extent permitted by law, Spark shall not be liable for:
Our total liability shall not exceed the fees you have paid to Spark in the 12 months preceding the claim.
You agree to indemnify and hold harmless Spark and its affiliates from any claims, liabilities, damages, losses, costs, and expenses arising from your use of the Platform, breach of these Terms, violation of any laws or regulations, or your investment decisions.
You may close your account at any time by contacting us. Closure does not affect existing Investment commitments or obligations.
We may suspend or terminate your account if you breach these Terms, provide false information, are required by law, or if we suspect fraudulent, illegal, or abusive activity.
Your use of the Platform is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information in accordance with GDPR and Irish data protection laws.
You are solely responsible for determining and paying any taxes applicable to your Investments, including income tax, capital gains tax, and any tax relief claims (such as EIIS). Tax relief is not guaranteed and may be withdrawn if conditions are not met. You should seek independent tax advice.
If you have a complaint, please contact us at complaints@sparkventurefunding.com. We will investigate and respond within a reasonable timeframe.
These Terms are governed by the laws of Ireland. Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.
If you are not satisfied with our response to your complaint, you may refer the matter to the Financial Services and Pensions Ombudsman (FSPO) at www.fspo.ie.
Last Updated: March 2026
Our team is happy to clarify any aspect of our terms and conditions.